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Is post dating a check legal

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The bank’s not responsible, since the law lets banks cash post-dated checks before the date on the check.

You could go after the person you wrote your check to, on the grounds that he broke an agreement to hold off on cashing the check.

Are we in jeopardy of a change in our credit score, which is in the 800 range?

We've always paid the total balance due each month.

So you date the check a few days in advance — also called postdating it — hoping your paycheck will clear by then. Here’s what you need to know about postdating and what you can do instead.

» MORE: How to write a check “It’s kind of a tricky scenario,” says Matt Foster, founder of the rental property search site i Rent and a landlord in Ventura, California.

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A Canadian bank, for example, is not supposed to process a post-dated cheque and if it does so by mistake, the cheque writer may ask his or her bank to correct the error.

In the United States and the UK, post-dated cheques are negotiable instruments and can be drawn upon at any time, while in India post-dated cheques are not payable until the date written on the cheque.

But that might be hard to prove, and the amount involved—the bounced check fees—probably aren’t enough to sue over. If they weren’t, “pay day” lenders, and other crude forms of credit, couldn’t exist.

Only “properly payable” checks are supposed to be cashed by banks.